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Robson Laidler Accountants
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How we charge

Chartered Financial Planners

Chartered Financial Planners have made a joint public commitment with the CII to deliver the highest standards of professionalism, and then placed a public badge on that commitment. The Chartered badge proudly tells you when a professional has made a public commitment to putting you first. The badge says it all.
Total transparency

Honest fees, exceptional value, no surprises

In our view, knowing exactly what you’re paying – and why – is fundamental to a trusted financial planning relationship. Our fees are straightforward, clearly explained, and always agreed with you before any work begins. There are no hidden charges, no small print to navigate, and no awkward conversations down the line. What you see is what you pay.

Below you’ll find a clear breakdown of our charges. And if you have any questions at all, just ask – we’re always happy to talk it through.

Initial advice

What’s included

  • An initial meeting to find out more about you (this meeting is at our expense)
  • Agreeing your lifestyle goals and objectives
  • Establishing your attitude to and understanding of risk
  • Reviewing your current plans, investments, and assets
  • Looking closely at your current and future income and expenses
  • Using our financial forecasting software to model your potential financial future
  • Assessing the impact of key events on your plans (“What-if” scenarios) using our financial forecasting software
  • Making generic recommendations to help you meet your goals
  • Providing a personalised report and recommendations – your WealthPlan
  • A face-to-face meeting to present our analysis and discuss our recommendations

Cost

Ranging from £2,495 for standard analysis and advice to £3,495 where advice includes complex defined benefit pension arrangements

Implementation

What’s included

  • Preparing and submitting the relevant documentation to implement a recommended pension, investment, or protection product
  • Making specific investment recommendations
  • Liaising with other professionals where relevant to arrange a recommended service, e.g., tax return, arranging a will, preparing business accounts, etc.
  • Ensuring any plans are established by the recommended provider accurately and without unnecessary delay
  • Arranging any increments to existing plans

Cost

1% of funds invested for the first £500,000, then 0.5% for the balance greater than £500,000.

These fees are subject to a minimum implementation fee of £1,000.

 

Example

If we prepare a financial plan and we implement a range of investment vehicles up to £500,000, this would incur a planning fee of £2,495 plus an implementation fee of £5,000.

Ongoing advice

What’s included

  • An annual face-to-face or telephone meeting, whichever you prefer, with your adviser (additional face-to-face meetings can be arranged without additional charge)
  • Telephone and email access to your adviser between annual review meetings
  • A review of your financial goals and objectives
  • An up-to-date valuation of your current investments
  • A review of the suitability of the investments we’ve recommended (we’ll carry out this review at least annually)
  • An annual rebalance of your investments to your appropriate asset allocation
  • Assessing the potential impact of key events on your plans, i.e., cashflow modelling
  • Implementation of agreed changes
  • A report setting out the results of the review and confirming any changes made
  • Access to our client team, who’ll respond and deal with ad hoc queries

Costs

1% per year based on investments managed.

For investments managed over £1 million, costs are tiered and will be discussed with you in advance.

Minimum ongoing advice fee £1,495.

Where we provide ongoing services under a client agreement, we won’t charge an implementation fee for increments to existing plans where the funds managed are greater than £500,000.

More than money

The true value of financial planning

It’s natural to weigh up the cost of financial advice – but the true value goes far beyond the numbers. A 2025 report by Aviva found that 88% of people with a financial adviser say it gives them peace of mind, while 80% say it has improved their overall wellbeing. Perhaps most tellingly, 77% say they are better off than they would have been without advice.

At Robson Laidler Wealth, we see this every day. Clients who come to us uncertain and anxious about their financial future leave with clarity, confidence, and a plan they can rely on. That transformation – from worry to peace of mind – is what we’re really here to provide.

Uncovered

How we invest

Understanding what you pay is only part of the story. Equally important is knowing how your money is invested once you’ve entrusted it to us. Discover the philosophy behind our decisions, the principles that guide every choice, and why we believe our evidence-based approach gives you the best possible chance of achieving your goals.

Tell me more
Our clients speak

They’ve been in your shoes

Hear from real clients as they explain what it’s been like to work with us, and the positive outcomes they’ve seen as a result.

Stories shared

It all starts here

When you’re ready to transform your life through financial planning, why wait? Reach out to us today to arrange a no-obligation initial chat about your circumstances.

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    Robson Laidler Financial Planning Ltd t/a Robson Laidler Wealth. Registered office: Fernwood House, Fernwood Road, Jesmond, Newcastle upon Tyne, NE2 1TJ. Robson Laidler Financial Planning Limited is authorised and regulated by the Financial Conduct Authority. FCA Registration number 458879. Registered in England and Wales. Company number: 05395046.

    Past performance is not necessarily a guide to future performance. The value of investments, and the income arising from them, can go down as well as up, and are not guaranteed, which means that an investor may get back less than they invested.

    Newcastle Durham Teesside

    Robson Laidler Accountants
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    Chartered Financial Planners

    Chartered Financial Planners have made a joint public commitment with the CII to deliver the highest standards of professionalism, and then placed a public badge on that commitment. The Chartered badge proudly tells you when a professional has made a public commitment to putting you first. The badge says it all.
    Robson Laidler Wealth
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